Stripe
Stripe is included for teams whose Twilio use was 2FA via SMS — Stripe Identity covers verification flows. Less mature for SMS-only patterns; Twilio Verify still wins for that specific use case.
Why developers leave Twilio: per-message pricing surprises high-volume teams, SMS regulations vary by country causing compliance friction, and account verification can be slow for new accounts. Teams at >100K messages/month evaluate alternatives or negotiate down.
Stripe is included for teams whose Twilio use was 2FA via SMS — Stripe Identity covers verification flows. Less mature for SMS-only patterns; Twilio Verify still wins for that specific use case.
Segment for teams routing event data to multiple destinations including SMS providers. Different shape — Segment is the routing layer, not the messaging API. Useful when SMS is one of many channels.
All three are direct competitors with similar APIs and reliability. Per-message pricing varies; the savings at scale can be 10-30%. The integration tax of switching is real. We rank them in our messaging-API category.
For >100K messages/month: yes, many teams do. Twilio for primary, MessageBird or similar for failover. Operational cost of dual-vendor messaging is real (two SDKs, two routing logics) but reliability gains compound.
Almost never. SMS gateway operations require carrier relationships, compliance expertise, and 24/7 ops. Twilio's pricing is the price of access to the global SMS network. The make-vs-buy on this rarely favors building.